Featured Loans

  Joe Blow O/O Mortgage

  $484,350.00 Max Loan Amount

   FHA, VA, Conventional, USDA

   Owner Occupied Loans Only

   Salaried and/or Self-Employed Full Doc

    97% Max LTV

    620 Min FICO

    45% Max DTI

    Interest Only ARMs & Fixed

    Standard Tradelines Required

Non Prime O/O Mortgage

$1,000,000 Max Loan Amount

1 Day out of Foreclosure, BK or Short Sale

Owner Occupied Loans 

Salary and/or Self Employed Full Doc

80% Max LTV

500 Min FICO

50% Max DTI

Up to 7% Seller Concessions Ok

2 Months Min Reserves

Interest Only ARMs & Fixed

Second Chance O/O

$3,000,000 Max Loan Amount/$150,000 Min

4 years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu

Owner Occupied Loans

Salary and/or 1 Year Self Employed Full Doc

90% Max LTV

660 Min FICO

50% Max DTI

2 Months Min Reserves

Interest Only ARMs & Fixed 

Cash Out or Rate & Term Refinance

  CEO Bank Statement 2M

     $5,000,000 Max Loan Amount

      80% Max LTV Owner Occupied

     700 Min FICO

     50% Max DTI

    No Bankruptcy, Foreclosure, Deed in Lieu > 2 Y

      6 Months Min Reserves

      Min 2 Years in Business

      CPA Letter &  Self Prepared  12 M P&L 

      Cash Out or Rate/Term Refinance

      Interest Only ARMs & 30 Year Fixed

CEO Bank Statement 12M

$5,000,000 Max Loan Amount

90% Max LTV Owner Occupied

660 Min FICO 

50% Max DTI

No Bankruptcy, Foreclosure, Deed in Lieu >2 Y

4 Months Min Reserves

Min 2 Years in Business

CPA Letter & Self Prepared 12 M P&L

Cash Out or Rate/Term Refinance

Interest Only ARMs & 30 Year Fixed

CEO Bank Statement 24M

$5,000,000 Max Loan Amount

95% Max LTV Owner Occupied

640 Min FICO

50% Max DTI

No Bankruptcy, Foreclosure, Deed in Lieu > 2Y

4 Months Min Reserves

Min 2 Years in Business

CPA Letter & Self Prepared 12 M P&L

Cash Out or Rate/Term Refinance

Interest Only ARMs & 30 Year Fixed

 Cash is King- Cash Out   O/O

  $1,500,000 Max Loan Amount

   Cash Out Max $500,000

    80% Max LTV Owner Occupied

    680 Min FICO

    Salaried and/or Self Employed

    50% Max DTI

    6 Months Min Reserves

    Interest Only ARMs & 30 Year Fixed

     No Morgage Lates Ever

    Limited/No Tradelines – Max 75%

Cash is King- Cash Out Investor

$1,500,000 Max Loan Amount

Cash Out Max $500,000

75% Max LTV Investors

640 Min FICO

Salaried and/or Self Employed

Stated Income/Close in LLC, SCorp, CCorp

Debt Service Coverage Required

4 Months Min Reserves 

Interest Only ARMs & Fixed

No Mortgage Lates >12

Cash is King- Rate/Term O/O or Investor

 $1,5000,000 Max Loan Amount

Cash Out Max $500,000

70% Max LTV O/O or Investors

No Min Credit Score

Stated Income/Close in LLC, S Corp, C Corp

No Min Reserves 

Debt Service Coverage Required

Interest Only ARMs & 30 Year Fixed

No Mortgage Lates OK

 Capital Stack Personal     PLOC

  $50,000 Max Loan Amount

    680 Min Credit Score

     43% Max DTI

     4 Tradeline Minimum

     Salaried or Self Employed

     Stated Income or Fully Doc

Capital Stack Business BLOC

$150,000.00 Max Loan Amount

680 Min Credit Score

43% Max DTI 

2 Years in Business Min

Self Employed Only

Stated Income or Full Doc

Non Restricted Industry

Capital Stack Real Estate RELOC

$2,000,000.00 Max Loan Amount

LOC Available up to 10 x Verifiable Assets

Stated Income

640 Min FICO

12 to 18 Month Term

Real Estate Secured Only

Fix and Flip or New Construction

Experience or Inexperienced Investors Ok

 Fast Cash Investor Loan

    $1,000,000 Max Loan Amount/$75,000 Min

     Stated Income/Stated Assets

     80% Max LTV

     No Min FICO

     No Mortgage Verified

     No Appraisal 

     No Reserves (6 mo if > $1.5M)

     9 Months Interest Only 

Fix and Flip Investor 

$1,000,000 Max Loan Amount/$75,000 Min

Stated Income/Verified Assets

100% Renovation Cost

Up to 90% of Sales Price

620 Min FICO or No FICO

2 Months Min Reserves

12-24 Months Interest Only  

Experiened or Inexperienced Ok

Rehab and Rent Investor 

$1,000,000 Max Loan Amount/$75,000 Min

Stated Income/Verified Assets

85% Max LTV

650 Min FICO 

Debt Service Coverage Ratio Required

6 Months Min Reserves

30 Year Fixed Rate Loans

Portfolio Properties Allowed

Experienced or Inexperienced Ok

 Ground Up Construction

    $250,000 to $10 Million Max Loan Amount

     75% Max LTV with Up to 100% LTC 

     620 Min FICO

     Stated Income/No DTI Calc

     3 Months Min Reserves

     12, 18 or 24 Month Interest Only

     Shovel Ready Land Only

     Experienced or In Experienced Builders

Apartments, Hotels, Office Buildings 

$250,000 to $5,000,000 Max Loan Amount

Office, Retail, Industrial, Multi-Family, Hotel, Self-Storage, Mixed-Use and Mobile Home Parks

Stated Income/No DTI Calc

80% Max LTV

600 Min FICO

6 Months Min Reserves

12, 18 or 24 Month Bridge Loan or 30 Year Fixed 

Commercial Loans

$150,000 to $5,000,000 Max Loan Amount

Stated Income/Verified Assets

Hard Money, Short Term, Bridge, Portfolio

620 Min Fico

70% to 80% Max LTV

Close in Entity LLC, S Corp, C Corp

Fast Approvals and Closings